Attention homeowners in McAlester and Pittsburg County: Need an appraisal?
See the top seven reasons Oklahoma homeowners call on A Brenner Company, LLC:
At A Brenner Company, LLC, we understand the special needs of a consumer seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale by OwnerIt's very hard to be objective about your own home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at A Brenner Company, LLC, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's market value, not just you saying how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value opinion than yours.
Challenging property tax assessmentsLet's say you live in an area that's going down -- your local tax assessor may have your house overvalued. That means you're most likely paying more taxes than you should. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from A Brenner Company, LLC is your chief weapon when contesting your property tax assessment.
Appraisals to cancel PMIGetting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to the lender to have the PMI canceled from your loan. We are experienced in helping people just like you rid themselves of unneeded and unwanted PMI insurance.
Recently got a freeze to your HELOC?If your property is near a declining area, your lender might just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow angle, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. A Brenner Company, LLC can help you reinstate your HELOC.
Field and Desktop Appraisal Review ServicesDo you need a seasoned professional to double-check your appraisal for accuracy, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? A Brenner Company, LLC can help you with that. While usually requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your property.